Why Capital Equilibrium is the right choice
No surprises. Just steady, reliable pharmacy spending.
See every claim and rebate. Unlike typical plans, you get 100% visibility and full rebate pass-through.
If your pharmacy costs come in lower than expected, you get rewarded with refunds or credits.
Tailored to employers who demand clear budgets and measurable savings.
What is a level-funded pharmacy benefit plan?
A level-funded plan combines the predictability of fixed monthly payments with the opportunity to save when claims are lower than expected.
Your monthly rate covers claims, admin fees, and stop-loss protection. Capital Equilibrium stands apart by offering full data transparency and performance refunds.
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Reporting that puts you in control
We don’t hide your data.
Capital Equilibrium gives you detailed reporting so you can manage your pharmacy plan with confidence.

FAQ
Frequently asked questions
What is a level-funded pharmacy benefit plan?
A level-funded pharmacy benefit plan is a fixed monthly payment plan covering expected claims, admin fees, and stop-loss plus refunds if claims are lower than projected. Full claims and rebate transparency come standard.
Who should choose Capital Equilibrium?
Small and mid-sized employers looking for budget certainty and full visibility into their pharmacy spend.
How is Capital Equilibrium different?
You get 100% rebate transparency, full claims data, and performance refunds. No hidden fees or surprises.
How do refunds work?
If your actual pharmacy costs are less than expected, you receive a refund or rate credit.