Level-funded pharmacy benefit plans for predictable budgets

Capital Equilibrium is a level-funded pharmacy benefit solution designed for employers who want fixed monthly costs, full visibility into claims and rebates, and refunds when their plan outperforms.

Talk to Our Experts
Talk to Our Experts

Why Capital Equilibrium is the right choice

Predictable Monthly Costs

No surprises. Just steady, reliable pharmacy spending.

Total Claims & Rebate Transparency

See every claim and rebate. Unlike typical plans, you get 100% visibility and full rebate pass-through.

Earn Performance Refunds

If your pharmacy costs come in lower than expected, you get rewarded with refunds or credits.

Built for Small and Mid-Sized Employers

Tailored to employers who demand clear budgets and measurable savings.

What is a level-funded pharmacy benefit plan?

A level-funded plan combines the predictability of fixed monthly payments with the opportunity to save when claims are lower than expected.

Your monthly rate covers claims, admin fees, and stop-loss protection. Capital Equilibrium stands apart by offering full data transparency and performance refunds.

Reporting that puts you in control

We don’t hide your data.

Capital Equilibrium gives you detailed reporting so you can manage your pharmacy plan with confidence.

FAQ

Frequently asked questions

What is a level-funded pharmacy benefit plan?

A level-funded pharmacy benefit plan is a fixed monthly payment plan covering expected claims, admin fees, and stop-loss plus refunds if claims are lower than projected. Full claims and rebate transparency come standard.

Who should choose Capital Equilibrium?

Small and mid-sized employers looking for budget certainty and full visibility into their pharmacy spend.

How is Capital Equilibrium different?

You get 100% rebate transparency, full claims data, and performance refunds. No hidden fees or surprises.

How do refunds work?

If your actual pharmacy costs are less than expected, you receive a refund or rate credit.

Pharmacy benefits you can budget around

Learn how Capital Equilibrium can simplify your plan and improve cost visibility.

Talk to Our Experts
Talk to Our Experts